:root {
  --blue: #2a4ea2;
  --blue-deep: #1f3c7a;
  --gold: #feca08;
  --ink: #1c2433;
  --muted: #586378;
  --line: #e2e6ee;
  --bg-soft: #f5f7fb;
  --white: #ffffff;
  --green: #14532d;
  --green-soft: #f0faf4;
  --green-border: #a8d9bc;
  --max: 1080px;
  --radius: 14px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  padding: 0;
  color: var(--ink);
  font-family: "Segoe UI", "Helvetica Neue", Arial, system-ui, sans-serif;
  line-height: 1.6;
  background: var(--white);
  -webkit-font-smoothing: antialiased;
}

a {
  color: var(--blue);
}

img {
  max-width: 100%;
  display: block;
}

.container {
  width: 100%;
  max-width: var(--max);
  margin: 0 auto;
  padding: 0 24px;
}

/* ---------- Header / nav ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: saturate(160%) blur(8px);
  border-bottom: 3px solid var(--gold);
}

.nav {
  display: flex;
  align-items: center;
  gap: 18px;
  padding: 12px 0;
}

.nav .brand {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  margin-right: auto;
}

.nav .brand img {
  width: 44px;
  height: 44px;
  object-fit: contain;
}

.nav .brand .wordmark {
  font-size: 20px;
  font-weight: 800;
  letter-spacing: 0.4px;
  color: var(--blue);
  line-height: 1;
}

.nav .brand .wordmark span {
  color: var(--gold);
}

.nav .brand .sub {
  display: block;
  font-size: 11px;
  font-weight: 600;
  color: var(--muted);
  letter-spacing: 0.3px;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 20px;
  list-style: none;
  margin: 0;
  padding: 0;
}

.nav-links a {
  text-decoration: none;
  font-size: 14px;
  font-weight: 600;
  color: var(--ink);
}

.nav-links a:hover {
  color: var(--blue);
}

.nav-links a.cta {
  background: var(--blue);
  color: #fff;
  padding: 8px 16px;
  border-radius: 999px;
}

.nav-links a.cta:hover {
  background: var(--blue-deep);
  color: #fff;
}

/* ---------- Hero ---------- */
.hero {
  background: linear-gradient(135deg, var(--blue-deep) 0%, var(--blue) 100%);
  color: #fff;
  padding: 72px 0 80px;
}

.hero .kicker {
  display: inline-block;
  text-transform: uppercase;
  letter-spacing: 1.6px;
  font-size: 12px;
  font-weight: 700;
  color: var(--gold);
  margin: 0 0 14px;
}

.hero h1 {
  margin: 0 0 16px;
  font-size: clamp(30px, 5vw, 48px);
  line-height: 1.1;
  letter-spacing: 0.3px;
}

.hero p.lede {
  margin: 0 0 28px;
  font-size: 18px;
  max-width: 640px;
  color: #dce4f5;
}

.btn-row {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
}

.btn {
  display: inline-block;
  text-decoration: none;
  font-weight: 700;
  font-size: 15px;
  padding: 12px 24px;
  border-radius: 999px;
  border: 2px solid transparent;
}

.btn-primary {
  background: var(--gold);
  color: var(--blue-deep);
}

.btn-primary:hover {
  background: #ffd633;
}

.btn-ghost {
  border-color: rgba(255, 255, 255, 0.5);
  color: #fff;
}

.btn-ghost:hover {
  border-color: #fff;
}

/* ---------- Sections ---------- */
section.block {
  padding: 64px 0;
}

section.block.alt {
  background: var(--bg-soft);
}

.section-head {
  max-width: 720px;
  margin: 0 0 36px;
}

.section-head .eyebrow {
  text-transform: uppercase;
  letter-spacing: 1.4px;
  font-size: 12px;
  font-weight: 700;
  color: var(--blue);
  margin: 0 0 8px;
}

.section-head h2 {
  margin: 0 0 12px;
  font-size: clamp(24px, 3.5vw, 34px);
  color: var(--ink);
}

.section-head p {
  margin: 0;
  font-size: 16px;
  color: var(--muted);
}

/* ---------- Card grid ---------- */
.grid {
  display: grid;
  gap: 20px;
}

.grid.cols-3 {
  grid-template-columns: repeat(3, 1fr);
}

.grid.cols-2 {
  grid-template-columns: repeat(2, 1fr);
}

.card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 24px;
}

.card .ic {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: var(--blue);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 14px;
}

.card .ic svg {
  width: 22px;
  height: 22px;
  stroke: var(--gold);
  fill: none;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.card h3 {
  margin: 0 0 8px;
  font-size: 18px;
  color: var(--blue-deep);
}

.card p {
  margin: 0;
  font-size: 14.5px;
  color: var(--muted);
}

/* ---------- Product spotlight ---------- */
.spotlight {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 40px;
  align-items: center;
}

.spotlight .product-name {
  font-size: 30px;
  font-weight: 800;
  color: var(--blue);
  margin: 0 0 6px;
}

.spotlight .product-name span {
  color: var(--gold);
}

.spotlight ul {
  list-style: none;
  margin: 18px 0 0;
  padding: 0;
}

.spotlight ul li {
  position: relative;
  padding: 7px 0 7px 28px;
  font-size: 15px;
}

.spotlight ul li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 13px;
  width: 12px;
  height: 12px;
  border-radius: 50%;
  background: var(--gold);
  box-shadow: inset 0 0 0 3px var(--blue);
}

.spotlight .panel {
  background: var(--blue-deep);
  color: #fff;
  border-radius: var(--radius);
  padding: 28px;
}

.spotlight .panel h4 {
  margin: 0 0 14px;
  font-size: 13px;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--gold);
}

.flow {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.flow .step {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 14.5px;
}

.flow .step .dot {
  flex: 0 0 auto;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.12);
  border: 2px solid var(--gold);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 13px;
  color: var(--gold);
}

/* ---------- QBO trust band ---------- */
.trust {
  background: var(--green-soft);
  border-top: 1px solid var(--green-border);
  border-bottom: 1px solid var(--green-border);
}

.trust .inner {
  display: flex;
  align-items: center;
  gap: 24px;
  padding: 36px 0;
}

.trust .badge {
  flex: 0 0 auto;
  width: 56px;
  height: 56px;
  border-radius: 14px;
  background: var(--green);
  display: flex;
  align-items: center;
  justify-content: center;
}

.trust .badge svg {
  width: 28px;
  height: 28px;
  stroke: #fff;
  fill: none;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.trust h3 {
  margin: 0 0 4px;
  color: var(--green);
  font-size: 20px;
}

.trust p {
  margin: 0;
  color: #166534;
  font-size: 15px;
}

/* ---------- Footer ---------- */
.site-footer {
  background: var(--ink);
  color: #c5cad6;
  padding: 44px 0 28px;
  border-top: 4px solid var(--gold);
}

.footer-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 32px;
  justify-content: space-between;
  align-items: flex-start;
}

.site-footer .brand-block {
  display: flex;
  align-items: center;
  gap: 12px;
}

.site-footer .brand-block img {
  width: 40px;
  height: 40px;
  object-fit: contain;
}

.site-footer .brand-block .wordmark {
  font-size: 18px;
  font-weight: 800;
  color: #fff;
}

.site-footer .brand-block .wordmark span {
  color: var(--gold);
}

.footer-links {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.footer-links a {
  color: #c5cad6;
  text-decoration: none;
  font-size: 14px;
}

.footer-links a:hover {
  color: #fff;
}

.footer-bottom {
  margin-top: 28px;
  padding-top: 18px;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  font-size: 13px;
  color: #8d94a6;
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  justify-content: space-between;
}

/* ---------- Legal pages ---------- */
.legal-hero {
  background: linear-gradient(135deg, var(--blue-deep) 0%, var(--blue) 100%);
  color: #fff;
  padding: 56px 0;
}

.legal-hero h1 {
  margin: 0 0 8px;
  font-size: clamp(26px, 4vw, 38px);
}

.legal-hero p {
  margin: 0;
  color: #dce4f5;
  font-size: 15px;
}

.legal {
  padding: 48px 0 72px;
}

.legal .doc {
  max-width: 800px;
  margin: 0 auto;
}

.legal .toc {
  background: var(--bg-soft);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 20px 24px;
  margin-bottom: 36px;
}

.legal .toc h2 {
  margin: 0 0 10px;
  font-size: 13px;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--blue);
}

.legal .toc ol {
  margin: 0;
  padding-left: 20px;
  columns: 2;
  font-size: 14px;
}

.legal .toc a {
  text-decoration: none;
}

.legal .toc a:hover {
  text-decoration: underline;
}

.legal h2.sec {
  font-size: 20px;
  color: var(--blue-deep);
  margin: 36px 0 10px;
  padding-top: 8px;
}

.legal h3 {
  font-size: 16px;
  color: var(--ink);
  margin: 22px 0 6px;
}

.legal p,
.legal li {
  font-size: 15px;
  color: var(--ink);
}

.legal ul,
.legal ol.body {
  padding-left: 22px;
}

.legal .placeholder {
  background: #fffbeb;
  border: 1px solid var(--gold);
  border-radius: 4px;
  padding: 1px 6px;
  font-weight: 600;
  color: #92400e;
  font-size: 13.5px;
}

.legal .note {
  background: var(--bg-soft);
  border-left: 4px solid var(--blue);
  padding: 14px 18px;
  border-radius: 0 8px 8px 0;
  margin: 20px 0;
  font-size: 14px;
  color: var(--muted);
}

.back-link {
  display: inline-block;
  margin-bottom: 20px;
  font-size: 14px;
  font-weight: 600;
  text-decoration: none;
}

/* ---------- Responsive ---------- */
@media (max-width: 860px) {
  .grid.cols-3 {
    grid-template-columns: 1fr;
  }
  .grid.cols-2 {
    grid-template-columns: 1fr;
  }
  .spotlight {
    grid-template-columns: 1fr;
  }
  .nav-links {
    gap: 14px;
  }
  .nav-links a:not(.cta) {
    display: none;
  }
  .legal .toc ol {
    columns: 1;
  }
}